:root{--ink:#18212b;--muted:#5b6775;--line:#dfe6ee;--bg:#f7fafc;--soft:#eef5f6;--brand:#116466;--brand2:#0b3d4a;--accent:#f4a261;--white:#fff}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}.wrap{max-width:1120px;margin:auto;padding:0 20px}.top{background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}.nav{display:flex;gap:16px;align-items:center;justify-content:space-between;padding-top:14px;padding-bottom:14px}.brand{font-weight:800;color:var(--brand2);text-decoration:none;font-size:1.05rem}.navlinks{display:flex;gap:8px;overflow:auto;white-space:nowrap}.navlinks a{color:var(--ink);text-decoration:none;font-size:.9rem;padding:8px 10px;border-radius:999px;background:#f1f5f8}.hero{background:linear-gradient(135deg,#eaf7f5,#fff);padding:54px 0 42px;border-bottom:1px solid var(--line)}.hero-grid{display:grid;gap:26px}.pill{display:inline-flex;background:#d9f0ed;color:var(--brand2);border-radius:999px;padding:6px 12px;font-size:.82rem;font-weight:700}.hero h1{font-size:clamp(2rem,6vw,4rem);line-height:1.02;margin:18px 0}.lead{font-size:1.18rem;color:#344454;max-width:760px}.cta-row{display:flex;flex-wrap:wrap;gap:12px}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--brand);color:#fff;text-decoration:none;font-weight:800;border-radius:12px;padding:13px 18px;box-shadow:0 8px 20px rgba(17,100,102,.18)}.btn.alt{background:#fff;color:var(--brand2);border:1px solid var(--line);box-shadow:none}.quote-card,.side-panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;box-shadow:0 12px 28px rgba(20,35,50,.08)}.section{padding:42px 0}.section.soft{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.split{display:grid;gap:28px}.prose{max-width:780px}.prose h2,.side-panel h2,.quote-card h2{line-height:1.15;margin-top:0;color:var(--brand2)}ul{padding-left:20px}.side-panel ul{list-style:none;padding:0;margin:0 0 20px}.side-panel li{border-bottom:1px solid var(--line);padding:9px 0}.side-panel a{color:var(--brand2);font-weight:700}.steps{display:grid;gap:16px}.steps div{background:#fff;border-left:4px solid var(--accent);padding:18px;border-radius:14px}details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 16px;margin:10px 0}summary{font-weight:800;cursor:pointer}.breadcrumbs{font-size:.88rem;color:var(--muted);padding-top:18px}.notice{border-left:4px solid var(--accent);background:#fff8ed;padding:14px;border-radius:12px}.grid,.two,.three{display:grid;gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px}form{display:grid;gap:12px}input,textarea,select{width:100%;font:inherit;border:1px solid var(--line);border-radius:10px;padding:12px;background:#fff}label{font-weight:700}.small{font-size:.88rem;color:var(--muted)}footer{padding:32px 0;background:#10232b;color:#dbe8ec}footer p{color:#b8c8ce}@media(min-width:760px){.hero-grid{grid-template-columns:minmax(0,1fr) 340px;align-items:center}.split{grid-template-columns:minmax(0,1fr) 320px}.steps{grid-template-columns:repeat(3,1fr)}.two{grid-template-columns:repeat(2,1fr)}.three{grid-template-columns:repeat(3,1fr)}}